Holiday hours: Lobby closes 1:00 PM Fri, July 3 and reopens Mon, July 6. Online banking is always open.

Member-owned since 1952 · 139 Cabot Street

Beverly's only hometown financial institution.

A $5 deposit makes you an owner — not a customer. Your money stays on the North Shore, and we answer to our members, not Wall Street.

Product finder

What brings you in today?

Straightforward rates

No teaser games. As of July 1, 2026

5-Month Certificate Special

4.00% APY*

All savings rates →

New Auto Loans

3.99% APR* as low as

Auto loan details →

Mass Save® HEAT Loan

0% APR*

Energy upgrades →

*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates are subject to change without notice and may vary based on creditworthiness and term. Machine-readable rates: /data/rates.json.

Digital banking

Big-bank tools, hometown ownership.

Online & mobile banking

Check balances, move money, and deposit checks from anywhere.

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Card controls

Freeze a lost debit card from your phone in ten seconds.

See how →

Fee-free ATMs

Thousands of surcharge-free ATMs nationwide through the MoneyPass® network.

Find an ATM →

Featured loan

0% financing for energy upgrades.

We're a leading Mass Save® HEAT Loan lender on the North Shore. Insulation, heat pumps, windows — financed at 0% APR* for qualified projects, from the credit union down the street.

See how borrowing works

Learn

Plain-English money guidance.

Fraud · pinned

5 scams hitting the North Shore right now

Read →

Auto

Walk in pre-approved: how to beat dealer financing

Read →

Home

0% HEAT Loans: how Mass Save financing works

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Community

When you bank on Cabot Street, your money stays on the North Shore.

1,800+

member-owners, each with an equal voice

1952

serving Beverly for over seventy years

$5

is all it takes to become an owner

Proud partners of Historic Beverly, Green Beverly, and Penny Finance.

Security

We will never call, text, or email asking for your password or a one-time code.

Active scam: callers posing as credit union fraud staff are asking for one-time passcodes. Hang up and call us directly at (978) 922-5254. Posted Jun 10 · expires Aug 31
Visit the Fraud & Security Center